Discord review
Paid tiers inside the chat app your community already uses.
Verdict
Discord Server Subscriptions are worth turning on if your community already lives in a Discord server and you are based in the US. It costs nothing to start, but Discord takes a 6% processing fee and 10% of the rest, about 15.4% of each desktop sale. You get no member emails, monthly payouts, and no way to move subscribers.
5.3out of 10
Best for. US-based creators with an active Discord server who want to charge for private channels without moving members to a new app.
Skip it if. Creators outside the US, anyone who wants member emails or courses, and anyone who needs to be paid more often than once a month.
Discord at a glance
- Platform fee
- 10% of each sale after a 6% processing fee on desktop and web
- Monthly cost
- Free
- Eligibility
- Server owner 18 or older, based in the US, with a US bank account and ID
- Payouts
- Monthly through Stripe, $100 minimum for the first payout, then $25
- Mobile
- iOS buyers pay a higher price to cover Apple's fee. No purchases in the Android app
- Member export
- None documented
Discord pricing
| Plan | Price | Fee | Includes |
|---|---|---|---|
| Server Subscriptions | Free | 6% processing, then 10% of the remainder | 1 to 3 paid tiers, free trials, premium emoji, subscriber-only channels and roles |
How Discord scores
| Criterion | Weight | Score | Why |
|---|---|---|---|
| Fees and take-home | 30% | 6.0 | No monthly cost helps at low revenue, but about 15.4% of every desktop sale is the highest percentage take in this category. |
| Features for the job | 25% | 6.0 | Paid tiers that gate channels, roles, and premium emoji, with no courses and no purchases in the Android app. |
| Audience ownership | 20% | 2.5 | Subscribers buy through Discord, Discord decides refunds, and there is no documented way to get member emails or move subscriptions. |
| Ease of use | 15% | 7.5 | Members already have Discord, though setup runs through the Developer Portal, Community settings, and a new Stripe account. |
| Payouts | 10% | 4.0 | Monthly only, within 45 days after month end, with a $100 first-payout minimum and US bank accounts only. |
What works
- No monthly fee, so it costs nothing until someone subscribes.
- Members pay inside the app they already use.
- Free trials of one day or one week on any tier.
- Discord collects and remits sales tax where local law requires it.
What doesn't
- About 15.4% of each desktop sale goes to Discord.
- US-based creators only.
- No access to subscriber emails and no way to move subscriptions.
- Payouts once a month, with a $100 first-payout minimum.
Can new creators still turn on Discord Server Subscriptions?
Yes, if you are in the US. Discord's creator help center lists the requirements: you own the server, you are 18 or older, your account is in good standing with a verified email and two-factor authentication, and you can give Stripe a US bank account and US ID.
The server needs Community enabled, two-factor authentication required for moderation actions, and content that is not primarily NSFW. Discord's creator FAQ says Server Subscriptions will not be available outside the United States.
Each server can offer 1 to 3 paid tiers. You choose whether tiers gate some channels or the whole server, and you can add up to 25 premium emoji for subscribers.
Server Products, which sell one-time downloads and roles, are still in beta for a select group of servers. Do not plan a business around them until Discord opens them to everyone.
How much does Discord take?
Discord takes about 15.4% of each desktop or web sale. Its Monetization Terms set a 6% payment processing fee, then a 10% platform fee on what is left, which is 9.4% of the sale price.
Both fees are percentages with no fixed charge per payment. That softens the hit on cheap tiers, where a $0.30 per-sale fee on other platforms eats a bigger share.
On a $30 monthly tier, you keep $25.38. Currency conversion fees, refunds, and chargebacks can reduce that further, and the Monetization Terms make you responsible for chargebacks you lose and their fees.
Mobile has its own rules. Subscriptions bought in the iOS app cost the buyer more, because Discord raises the price to cover Apple's 30% fee, or 15% for subscribers past their first year. Members cannot buy subscriptions in the Android app. Compare the total with other platforms on the fee table.
How do Discord payouts work?
Discord pays once a month through Stripe, within 45 days after the month ends. Your first payout needs at least $100 in earnings, and later payouts need $25.
Discord's help center gives the example of a server that earns $100 by January 30 and most likely gets paid in February. If you need cash every week, Skool pays every Wednesday.
Setup takes a few steps. You create a Discord Team in the Developer Portal and a new Stripe account for it, because Discord's FAQ says you cannot reuse a Stripe account from another platform. Stripe asks for a tax ID, a website or social profile, and bank details.
Do you own your subscribers on Discord?
No. Subscribers buy through Discord, Discord decides refund eligibility under its own policy, and Discord's creator help center documents no way to export subscriber emails.
Discord's privacy help says moderators see the same profile information as any other member of the server. If you leave Discord, you can announce a new home in your server, but no subscription moves with you.
Changing what you sell has rules too. If you take perks away, the Monetization Terms require you to tell subscribers and let them cancel before the change. A monetized server can only be handed to another US-based owner, who then has to deliver every perk existing subscribers paid for.
That is the price of convenience. Members already have Discord open, and joining a paid tier takes a few taps instead of a new account on a new platform.
Who should use Discord instead of Circle or Skool?
Use Discord if your audience already chats in your server every day and you want to charge for extra channels or perks. Asking members to move to a new app is the hardest part of starting a paid community, and Discord skips that step. Gaming, fan, and hobby servers where a members-only channel or early access is the product fit best.
Pick Circle or Mighty Networks instead if you sell courses, need member emails, or live outside the US. Pick Skool if fees matter most and you want help finding members.
Discord FAQ
Does Discord take a cut of Server Subscriptions?
Yes. Discord charges a 6% payment processing fee on desktop and web sales, then keeps 10% of the rest, so creators keep about 84.6%. iOS buyers pay a higher price that covers Apple's fee.
Is Discord Server Subscriptions available outside the US?
No. Discord's creator FAQ says Server Subscriptions will not be available outside the United States, and owners must give Stripe US banking and ID details.
How much does it cost to turn on Discord monetization?
Nothing. There is no monthly plan. Discord makes its money from the fees on each sale.
When does Discord pay creators?
Monthly, within 45 days after the end of each calendar month. The first payout needs a $100 balance, and later payouts need $25.
Can I offer a free trial on Discord Server Subscriptions?
Yes. Trials are set per tier and last one week by default, or one day. You can cap trials at 10, 25, 50, or 100, or leave them unlimited. Members need a payment method on file and are charged when the trial ends unless they cancel.
Can I sell courses on Discord?
Not as a course product. Server Subscriptions gate channels and roles, and Media Channels for subscriber content are in beta for a limited number of servers. For structured courses, look at Mighty Networks or Circle.
Discord alternatives
Skool
A simple community and course platform with all-in fees and a discovery feed. Leaves $881 of $1,000 and scores 7.5.
Circle
An all-in-one community platform with courses, events, and your own Stripe account. Leaves $835 of $1,000 and scores 7.8.
Mighty Networks
Community, courses, and livestreams in one app, paid through your own Stripe account. Leaves $876 of $1,000 and scores 7.7.
Related guides
Sources
- Discord creator support: Server Shop for server owners and admins, checked October 21, 2026
- Discord creator support: Creator Revenue FAQ, checked October 20, 2026
- Discord creator support: Server Subs payout onboarding guide, checked October 20, 2026
- Discord creator support: Ownership transfer of server with Server Subscriptions, checked October 20, 2026
- Discord creator support: Media Channels for Server Subscriptions, checked October 20, 2026
- Discord Monetization Terms, checked October 20, 2026
- Discord support: Server Subscriptions for members, checked October 20, 2026
- Discord support: Profile Privacy setting, checked October 20, 2026